How to join Lifford Credit Union
Once you are residing or in employment within our common bond (Clonleigh, Urney, Castlefin, Raphoe, Drummoghill, Taughboyne, Newtowncunningham and Killea), you are eligible to join Lifford Credit Union.
To open an account visit any of our offices and bring along:
Other Requirements
- You must lodge and maintain €6.35 in shares to remain a member.
- Letter from Employer confirming employment (Only applicable for working members not living in the common bond)
Please note for children’s accounts:
- An account may be opened by the child or their parent/legal guardian only. Proof of Address from Parent /Guardian is required such as a recent bill or bank statement (the bill/statement must have been issued within 3 months)
- A Birth Certificate may be accepted in place of photo ID
Benefits of joining Lifford Credit Union
Member Owned
At Lifford Credit Union, you’re not just a customer, you’re a member of a successful financial co-operative which is operated on a not-for-profit basis, with surpluses being returned to members.
Savings Gaurantee
Your savings are fully secure. They are protected by the Irish Deposit Gaurantee Scheme (you can save up to a maximum of €100, 000)
Free Life Savings Insurance
Savings are insured at no direct cost to each eligible member. The insurance is paid in addition to the savings you hold at the time of your death
Flexible & Convenient Loans
Members can take out flexible loans soon after joining, and repay at tailor-made schedules to suit their needs.
Free Loan Protection Insurance to Eligible Members
It means that, in the unlikely event of your passing during the term of your loan, you can have peace of mind that your dependents won’t have to pay the outstanding balance.
Free Online Banking
You can access your accounts wherever you have internet connection, giving you complete control of your credit union funds.
Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.
Community Organisation
We are part of the local community. We exist for people, not for profit and actively support the local community.
Pay by Direct Debit or Standing Order
Arrange a Direct Debit/Standing Order payment from your bank and be sure of regular payments to your Credit Union account.
Member Services
Take advantage of a host of additional member services available. See our Services menu for more details
Flexi Account
Similar to a current account, you can complete EFT payments, standing orders and pay bills. You can also get your salary, pension or social welfare payments paid directly into your flexi account.
